EzyCash-i

Financing Amount

: From RM 100 to a maximum of RM 1,000 or 90% of the total accumulated fees (whichever is lower)

Financing Tenure

: Maximum up to thirty one (31) days subject to the next salary date

Profit Rate

: Not Applicable

Processing Period

: One (1) working day

Express Financing 3

Financing Amount : From RM500 to a maximum of RM6,000

Financing Tenure : From 6 months to a maximum of 48 months

Profit Rate : 7.65% per annum

Processing Period : 1 working day

Eligibility

  • Applicable to members in service only

Conditions

  • Applicants must have paid monthly fees for a minimum duration of 6 months (for new members) or 12 months (for re-entry). Membership has to have been confirmed for the same period.
  • Amount of financing must be pledged against fee.
  • There is a limit of twelve (12) applications allowed in a year – only once a month.
  • Payment must be paid via cash over the counter or inward transfer on the date specified.
  • In the event of default, the fee pledged will be used for settlement.
  • If settlement has been made through deduction of pledged fee for three (3) times, application will no longer be allowed for 12 months from the first approved financing.
  • No overlap financing allows.

Fee & Charges

  • Service Charge: RM 10 for each application
  • Stamp Duty : RM 5 for each application

Unique Features

  • No profit rate charge
  • No credit scoring assessment
  • No billing requirement
  • Minimal process with fast approval

Product Disclosure Sheet peSARA-i

*Subject to Terms and Conditions

Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.