FINANCING

Express Financing


Need quick cash? Express Financing-i offers Shariah-compliant loans 
from RM600 up to RM20,000 with only one-day processing


Financing Amount
From RM600 to a maximum of RM20,000
Financing Tenure
From 6 months to a maximum of 120 months
Profit Rate
3.65% per annum
Processing Period
1 working days

Affordable Financing Tailored to You 

Unlock Your Financial Potential


  • The applicant’s length of service must exceed the financing tenure or repayment period.
  • Repayment will include an additional charge of 0.85% imposed per annum on the approved financing to replace the guarantor (Al Kafalah concept).
  • Applicants must have paid monthly fees for a minimum duration of 6 months (for new members) or 12 months (for re-entry). Membership has to have been confirmed for the same period.
  • New financing : RM10
  • Overlap financing : RM20
  • Stamp duty : RM5 per one thousand ringgit or part thereof.

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*Subject to Terms and Conditions


Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.