SME FINANCING
SME KT
Unlock Your Business Aspirations
Unlock your business aspirations with SME KT, the newest addition to KT's diverse
product lineup. Designed to cater to the needs of business entrepreneurs, our
objective is to provide comprehensive support to help them achieve their ambitious
business goals.
SME KT Products
Term Financing-i
Term Financing-i offers Shariah-compliant solutions tailored to cater to the
requirements of contemporary SME entrepreneurs. With a margin of finance
extending up to 100% of the project cost and a maximum financing limit of RM 10
million, it provides substantial support for business endeavors. Moreover, the
Financing tenure spans up to 20 years (240 months), allowing flexible repayment
options. Backed by competitive profit rates, Term Financing-i ensures that
entrepreneurs can access the necessary funds to realize their business ambitions
efficiently and effectively. Read more details of rates below/here.
Unlock Your Business Aspirations
Unlock your business aspirations with SME KT, the newest addition to KT's diverse product lineup. Designed to cater to the needs of business entrepreneurs, our objective is to provide comprehensive support to help them achieve their ambitious business goals.
SME KT Products
Term Financing-i
Term Financing-i offers Shariah-compliant solutions tailored to cater to the requirements of contemporary SME entrepreneurs. With a margin of finance extending up to 100% of the project cost and a maximum financing limit of RM 10 million, it provides substantial support for business endeavors. Moreover, the Financing tenure spans up to 20 years (240 months), allowing flexible repayment options. Backed by competitive profit rates, Term Financing-i ensures that entrepreneurs can access the necessary funds to realize their business ambitions efficiently and effectively. Read more details of rates below/here.
Unique Attributes of Term Financing-i (TF-i)
- Margin of finance up to 100% from the cost of project.
- Maximum financing limit up to RM 10 million.
- Financing tenure up to 20 years (240 months).
- Competitive profit rates.
Eligibility Criteria
- Small & Medium Enterprises (SMEs).
- Enterprise Companies (Single Ownership & Partnership).
- Private Limited Companies (Sdn Bhd).
- Cooperatives registered with SKM.
- Companies that have been in operation for at least two (2) years and above.
Required Documents
- Application forms.
- Certified Copy of Director and Shareholder / Owner / Partner Identification Card.
- Copy of accounts for the last 3 years.
- Statement of current / savings account for the last 6 months.