SME ​FINANCING

​SME KT


​​ Achieve Your Business Goals with our Support and Expertise

 

Unlock Your Business Aspirations

Unlock your business aspirations with SME KT, the newest addition to KT's diverse product lineup. Designed to cater to the needs of business entrepreneurs, our objective is to provide comprehensive support to help them achieve their ambitious business goals.


SME KT Products 

Term Financing-i 

Term Financing-i offers Shariah-compliant solutions tailored to cater to the requirements of contemporary SME entrepreneurs. With a margin of finance extending up to 100% of the project cost and a maximum financing limit of RM 10 million, it provides substantial support for business endeavors. Moreover, the Financing tenure spans up to 20 years (240 months), allowing flexible repayment options. Backed by competitive profit rates, Term Financing-i ensures that entrepreneurs can access the necessary funds to realize their business ambitions efficiently and effectively. Read more details of rates below/here.


 

Unlock Your Business Aspirations

Unlock your business aspirations with SME KT, the newest addition to KT's diverse product lineup. Designed to cater to the needs of business entrepreneurs, our objective is to provide comprehensive support to help them achieve their ambitious business goals.

SME KT Products

Term Financing-i 

Term Financing-i offers Shariah-compliant solutions tailored to cater to the requirements of contemporary SME entrepreneurs. With a margin of finance extending up to 100% of the project cost and a maximum financing limit of RM 10 million, it provides substantial support for business endeavors. Moreover, the Financing tenure spans up to 20 years (240 months), allowing flexible repayment options. Backed by competitive profit rates, Term Financing-i ensures that entrepreneurs can access the necessary funds to realize their business ambitions efficiently and effectively. Read more details of rates below/here. 

  • Margin of finance up to 100% from the cost of project.
  • Maximum financing limit up to RM 10 million.
  • Financing tenure up to 20 years (240 months).
  • Competitive profit rates.

  • Small & Medium Enterprises (SMEs).
  • Enterprise Companies (Single Ownership & Partnership).
  • Private Limited Companies (Sdn Bhd).
  • Cooperatives registered with SKM.
  • Companies that have been in operation for at least two (2) years and above.
  • Application forms.
  • Certified Copy of Director and Shareholder / Owner / Partner Identification Card.
  • Copy of accounts for the last 3 years.
  • Statement of current / savings account for the last 6 months.

The determined rate is subject to a review of the company's credit score and approval from Koperasi Tentera. Click here to download the related forms.