Performance
Strong Financials, Sustainable Growth.
Our Performance
FINANCIAL HIGHLIGHTS
With 65 years of experience in the financial sector, Koperasi Tentera has grown into a resilient, sustainable and trusted cooperative. Today, KT continues to build on a strong foundation to prove its success, becoming recognized as one of the leading credit cooperatives in the country and serving more than 155,000 members.
As of December 2024, KT has offered services to 155,678 members consisting of the Malaysian Armed Forces (ATM) and civil servants serving in the Malaysian Ministry of Defence (MINDEF). Our total assets stood at RM3.191 billion, the share capital and accumulated fees contributed by members amounted to RM1.769 billion.
Strategic investments are also an activity of Koperasi Tentera in generating sustainable income while preserving capital, with a balanced consideration of risk and return. As of 31 December 2024, KT has invested a total of RM429.3 million across a diversified portfolio comprising Bursa Malaysia equities, private equity, structured products, unit trusts, and sukuk.
GOOD VALUE CREATION
The highly competitive and challenging operating environment in the financial sector has been a major challenge for KT. This challenge has never discouraged KT, but has instead served as a catalyst to strengthen KT's asset portfolio to provide the best returns to its members. As of 31 December 2024, KT has successfully grown its assets to RM3.19 billion.
KT's success is based on the successful launch of the KT transformation initiative. KT also firmly adheres to the values of integrity, diligence and professionalism, good governance, high-performance work culture, technological prowess and healthy performance ethics in ensuring KT continues to excel in the cooperative sector.
To date, KT has 24 KT branches, 11 Ar-Rahnu branches and 2 kiosks nationwide to provide the best service to its members.
Koperasi Tentera offers various services to its members such as sharia-compliant financial products - personal and express financing, Takaful financing; insurance products - ATM Group Takaful Scheme, KT Medical Scheme, Motor Insurance and Ar-RahnuKT (Islamic pawn financing) as well as offering financing to Micro, Small & Medium Enterprises (KT SMEs).
Koperasi Tentera also provides welfare assistance to reduce the burden borne by members. For this purpose, Koperasi Tentera has allocated a total of RM 2.5 million per year to be distributed to members and their families through several schemes and contributions provided.
