WEALTH
eMas KT
Shariah-compliant digital gold investment.
KT provides Shariah-compliant gold investment products via a digital trading platform
supported by physical gold with a purity of 999.99. This product acts as a gold
savings avenue, offering returns through gold price appreciation from the initial
purchase. It also serves as a hedge against inflation and enhances investment
portfolio diversification.
- Purchase, sale, and exchange transactions for physical gold via a Shariah-compliant digital trading platform.
- Transactions backed by physical gold of 999.99 quality recognized by LBMA.
- Members profit from investment through gold price appreciation.
- A secure digital platform with Takaful protection facilitates gold investment.
- Gold redemption options are available in various forms for easy conversion to physical gold, each bearing the IGRTM logo.
- Shariah-compliant digital gold investment product with secure and guaranteed features, protected by takaful, and stored in recognized secure safety vaults
- Easy online account opening access through the KTOnline application.
- The eMas-KT platform operates every day, including public holidays, from 8:30 AM to 11:59 PM for purchasing, selling, and exchanging for physical gold.
- Minimum gold purchase starting from as low as RM10.
- Exchange of physical gold can be conducted at any time.
- Delivery will be handled exclusively by our designated couriers.
- Open to members of Koperasi Tentera who have registered and maintain an active KTOnline account.
- The minimum age requirement is 18 years and above, with the legal capacity to open an account.
- Must not be declared bankrupt
- Joint accounts or accounts on behalf of third parties are not permitted.
Bai’ al-Sarf
Bai' al-Sarf is the exchange of currency in the same or different forms, such as gold for gold or silver. In this contract, customers buy gold from KT (in grams) at the specified purchase price (in Malaysian Ringgit).
Wakalah
Wakalah is a contract where the customer appoints KT as its agent to execute gold buying and selling transactions with the digital platform provider.