FINANCING
Express Financing 3
Need quick cash? Express Financing-3 offers Shariah-compliant
loans from RM600 up to RM6,000 with only one-day processing.

From RM600 to a maximum of RM6,000

From 6 months to a maximum of 48 months

4.25% per annum

1 working days
Affordable Financing Tailored to You
Unlock Your Financial Potential
- The applicant’s length of service must exceed the financing tenure or repayment period.
Repayment will feature an extra 0.85% annual charge on the approved financing amount for guarantor substitution (Al Kafalah concept). New members need at least six months of paid monthly fees, while re-entering members require 12 months, with confirmed membership for the same period.
- New financing : RM10
- Overlap financing : RM20
- Financing of RM1000 and below: The minimum stamp duty is set at RM10.
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Financing of above RM1000: RM5 for every RM1000 or part thereof, as stipulated in the Stamp Duty Act 1949 and its amendments from time to time.
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*Subject to Terms and Conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.