FINANCING

Express Financing 3


Need quick cash? Express Financing-3 offers Shariah-compliant 
loans from RM600 up to RM6,000 with only one-day processing.


Financing Amount
From RM600 to a maximum of RM6,000
Financing Tenure
From 6 months to a maximum of 48 months
Profit Rate
4.25% per annum
Processing Period
1 working days

Affordable Financing Tailored to You 

Unlock Your Financial Potential


  • The applicant’s length of service must exceed the financing tenure or repayment period.

Repayment will feature an extra 0.85% annual charge on the approved financing amount for guarantor substitution (Al Kafalah concept). New members need at least six months of paid monthly fees, while re-entering members require 12 months, with confirmed membership for the same period.

  • New financing : RM10
  • Overlap financing : RM20
  • Stamp duty : RM5 per one thousand ringgit or part thereof.

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*Subject to Terms and Conditions


Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.