INSURANCE

KT Medic Scheme


We provide group hospitalization, medical, surgical,
and emergency accidental treatment to cater to our members’ needs.


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Manager & Operator
  • Manager : Koperasi Angkatan Tentera Malaysia Berhad (KATMB)
  • Underwriter : Etiqa Family Takaful Berhad
Concept & History
  • Concept : Hospitalization, medical, surgical and emergency relief assistance due to accident.
  • History : Introduced in 2000
Eligibility
Active members of Koperasi Angkatan Tentera Malaysia Berhad
Scope of Coverage
  • 24 hours protection worldwide on duty or off duty worldwide (excluding non-recognized countries by Malaysia).
  • Hospitalization :
    • Panel Hospital – Cashless Admission (Guarantee Letter will be issued by Etiqa Family Takaful Bhd)*
    • Non-Panel Hospital – Reimbursement basis (pay and claim)*
    • Post Hospitalization (Follow-Up)- Reimbursement basis (pay and claim)
    • Government Hospital / HAT / RSAT / PPAT – Members eligible to claim Hospital Bill and Daily Cash Allowance of RM200.00 per night
  • * Subject to the terms and conditions

Comprehensive 24-hour worldwide coverage for you and your family

Secure Your Peace of Mind

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Age Entry Limit

Age

i) Entry Age

From 18 to 64 years old

ii)Child Entry Age

From 15 days up to 34 years old (Not married and financially dependent with the Covered Member)


For child above 25 years old, extend the coverage until 35 years old with condition that the child is attached to the existing Principal / covered member and contribution rate to be charged as Employee Only (EO).

iii)Maximum Age of Coverage

Up to 69 years old

Category of Member

Payment Methods

Regular members of Armed Forces of Malaysia, Cadet, Junior Soldiers and Others

Monthly salary deduction through UGAT

PSTD, ROTU, PALAPES, Volunteer

Self-payment :
- 1st payment is 12 months
- Next payment every 6 months or 12 months

Ex-army / Retiree

Self-payment :
- 1st payment is 12 months
- Next payment every 6 months or 12 months

Civilian Employees of Ministry of Defense /APMM

3 months advance payment before deduction of salary via BIRO ANGKASA/ Employer.

Please click ​here to get a scheme monthly contribution rate

Please click here to get schedule of benefits.

Coverage Effective Date

Waiting Period:

(30 days after first deduction except for a covered accident occurring after the effective date of coverage)

Normal Illness – 30 days

Specified Illness – 120 days

Pre-existing Illness – 12 months

1. Submit Initial Claim Notification form to the Koperasi Tentera within 30 days after the date of incidence / admission.

2. Submit all completed documents to Koperasi Tentera after 90 days from date of discharge / consultation.

3. The Claim Form is available at any of the Koperasi Tentera Branch offices.

4. Click here for the checklist on submission of claim documents.

Please click here to get a complete list of panel hospitals Etiqa Family Takaful Berhad.


Please call the 24-hour TOLL FREE 1800-88-9998 or email to etiqahealthcare@etiqa.com.my for any further information:


A. Hospital admission.

B. Issuance of letter of guarantee (Letter of Guarantee).

C. (For scheduled hospitalization, please fax a letter of admission to Hospital at 1800-88-9998 at least two (2) days in advance).

D. Any queries about medical benefits and protection.

E. OR download the Etiqa Smile App right away. Please click here for further information/ user guide.

F. Master policy Number is TGWH000867.