FINANCING
Personal Financing
with Guarantors
Maximum of RM400,000
From 6 months to a maximum of 120 months
4.3% per annum
3 working days
Affordable Financing Tailored to You
Unlock Your Financial Potential
- The total amount borrowed does not exceed 20 times the value of the applicant's gross income (salary and fixes allowances) or does not exceed 60% of total deductions allowed, whichever is the lower of the two values.
- Applicants have paid an entry fee of RM10 (RM20 for re-entry), a minimum share capital of RM100 and 6 months fees totalling RM180.
- For financing of up to RM15,000, one guarantor is required.
- For financing of up to RM15,001, two guarantor are required.
- Guarantor must be members of KT and still be on active duty with the Malaysia Armed Forces.
- For Non-KEMENTAH Members, two guarantors are required and both have to be Armed Forces personnel.
- For financing of up to RM15,000 and above: RM30 per month.
- For financing between RM15,001 - RM200,000: RM40 per month.
- New financing : RM10
- Overlap financing : RM50
- CTOS/CCRIS Check : RM5/RM7
- Financing of RM1000 and below: The minimum stamp duty is set at RM10.
- Financing of RM1000 and above: RM5 for every RM1000 or part thereof, or as stipulated in the Stamp Duty Act 1949 and its amendments from time to time.
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*Subject to Terms and Conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.