FINANCING
Personal Financing
with Guarantors

Maximum of RM50,000

From 6 months to a maximum of 120 months

4.3% per annum

5 working days
Affordable Financing Tailored to You
Unlock Your Financial Potential
- Financing eligibility must not exceed 60% of the allowable deductions.
- Only for armed forces, holding the rank of private (equivalent) with less than 5 years of service.
- Applicants have paid an entry fee of RM10 (RM20 for re-entry), a minimum share capital of RM100 and 6 months fees totalling RM180.
- For financing of up to RM15,000, one guarantor is required.
- For financing above RM15,001, two guarantors are required.
- Guarantor must be members of KT and still be on active duty with the Malaysia Armed Forces.
- For financing of up to RM15,000 and above: RM30 per month.
- For financing between RM15,001 - RM200,000: RM40 per month.
- New financing : RM10
- Overlap financing : RM50
- CTOS/CCRIS Check : RM5/RM7
- Financing of RM1000 and below: The minimum stamp duty is set at RM10.
- Financing of RM1000 and above: RM5 for every RM1000 or part thereof, or as stipulated in the Stamp Duty Act 1949 and its amendments from time to time.
Please click here to view
Please click here to view
*Subject to Terms and Conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.