FINANCING
peSARA-i
As low as RM500 to a maximum of RM200,000, whichever is lower, up to 90% of the total accumulated fees
A maximum of 12 months
As low as 1.5% to 3.5% per year, depending on the collateral fee amount
3 working days
Unique Features
Designed For
Retired Members
Short-term financing is available for retired members, with a maximum application
age of 75.
Lowest
Profit Rate
As low as 1.5% up to maximum 3.5% per annum
Flexible
Repayment Options
Option available for repayment:
-
- monthly installment; or
-
bullet payment upon financing maturity
Designed For
Retired Members
A short-term financing for retired members and maximum age upon application must not exceed 75 years old.
Lowest
Profit Rate
As low as 1.5% up to maximum 3.5% per annum
Flexible
Repayment Options
Option available for repayment:
-
- monthly installment; or
-
bullet payment upon financing maturity
Affordable Financing Tailored to You
Unlock Your Financial Potential
- Applicants must have paid monthly fees for at least six months (new members) or 12 months (rejoined members).
- Financing must be secured with membership subscription fees, which will only be eligible for dividends once the funding is fully settled.
- Service charge is varies based on financing amount:
Financing Amount
(RM)Service Charge
(RM)500 – 5,000 10 5,001 – 50,000 50 50,001 – 100,000 75 100,001 – 200,000 100 - Financing of RM1000 and below: The minimum stamp duty is set at RM10.
- Financing of RM1000 and above: RM5 for every RM1000 or part thereof, or as stipulated in the Stamp Duty Act 1949 and its amendments from time to time.
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*Subject to Terms and Conditions
Note: For more information visit the nearest Koperasi Tentera branch or contact KT Customer Care Centre at 03-2303 0000.