INSURANCE
KT Medic Scheme
We provide group hospitalization, medical, surgical,
and emergency accidental treatment to cater to our members’ needs.
Manager : Koperasi Angkatan Tentera Malaysia Berhad (KATMB)
Underwriter : Etiqa Family Takaful Berhad
Concept : Hospitalization, medical, surgical and emergency relief assistance due to accident.
History : Introduced in 2000
Active members of Koperasi Angkatan Tentera Malaysia Berhad
24 hours protection worldwide on duty or off duty worlwide (excluding non-recognized countries by Malaysia).
Hospitalization :
- Panel Hospital – Cashless Admission (Guarantee Letter will be issued by Etiqa Family Takaful Bhd)*
- Non-Panel Hospital – Reimbursement basis (pay and claim)*
- Post Hospitalization (Follow-Up)- Reimbursement basis (pay and claim)
- Government Hospital / HAT / RSAT / PPAT – Members eligible to claim Hospital Bill and Daily Cash Allowance of RM200.00 per night
* Subject to the terms and conditions
Comprehensive 24-hour worldwide coverage for you and your family
Secure Your Peace of Mind
Age Entry Limit | Age |
i) Entry Age | From 18 to 64 years old |
ii) Child Entry Age | From 15 days up to 34 years old (Not married and financially dependent with the Covered Member) For child above 25 years old, extend the coverage until 35 years old with condition that the child is attached to the existing Principal / covered member and contribution rate to be charged as Employee Only (EO). |
iii) Maximum Age of Coverage | Up to 69 years old |
Category of Member | Payment Methods |
Regular members of Armed Forces of Malaysia, Cadet, Junior Soldiers and Others | Monthly salary deduction through UGAT |
PSTD, ROTU, PALAPES, Volunteer | Self-payment : |
Ex-army / Retiree | Self-payment : - 1st payment is 12 months - Next payment every 6 months or 12 months |
Civilian Employees of Ministry of Defense /APMM | 3 months advance payment before deduction of salary via BIRO ANGKASA/ Employer. |
Please click below to get a scheme monthly contribution rate
Please click below to get schedule of benefits.
Coverage Effective Date | Waiting Period: |
(30 days after first deduction except for a covered accident occurring after the effective date of coverage) | Normal Illness – 30 days Specified Illness – 120 days Pre-existing Illness – 12 months |
1. Submit Initial Claim Notification form to the Koperasi Tentera within 30 days after the date of incidence / admission.
2. Submit all completed documents to Koperasi Tentera after 90 days from date of discharge / consultation.
3. The Claim Form is available at any of the Koperasi Tentera Branch offices.
4. Click here for the checklist on submission of claim documents.
Please click below to get a complete list of panel hospitals Etiqa Family Takaful Berhad.
Please call the 24-hour TOLL FREE 1800-88-9998 or email to etiqahealthcare@etiqa.com.my for any further information:
A. Hospital admission.
B. Issuance of Guarantee Letter (GL).
C. (For scheduled hospitalization, please fax a letter of admission to Hospital at 1800-88-9998 at least two (2) days in advance).
D. Any queries about medical benefits and protection.
E. OR download the Etiqa+ App right away. Please click here for further information/ user guide.
F. Master policy Number is TGWH000867.