Tabung Pendidikan


Koperasi Tentera offers an Educational Fund to provide 
financial assistance for various educational expenses and 
support the academic achievements of members' children.

Skim Insentif Kecemerlangan (SIK)  

  • The academic excellence scheme offered by KT is tailored to provide financial assistance to the children of KT members who have demonstrated outstanding academic performance in various examinations, including UPSR, PT3, and SPM. 
  • Application forms for the scheme are typically distributed in December each year.  
  • Exclusive to Koperasi Tentera (KT) members. 
  • Members must have maintained their membership for at least four years. 
  • Only one application is eligible for husband and wife members of KT. 
  • Applicants must refrain from terminating their KT membership during the application period. 
  • Eligible candidates include children of KT members sitting for UPSR, PT3, and SPM exams. 
  • Minimum excellent results required: UPSR (6A), PT3 (7A), and SPM (7A).

Skim Dermasiswa (DERMS)  

  • The scheme offers financial aid specifically for the children of KT members, focusing on the examination results at the end of the academic year for Form 1, Form 2, and Form 3 students.
  • Application forms are available in December annually .
  • Exclusive to Koperasi Tentera (KT) members.
  • Membership tenure of 4 years or more is required. 
  • Only one application is allowed per husband and wife KT membership. 
  • Continuous KT membership during the application period 
  • Basic salary/pension of RM5,000 or less
  • Children enrolled in GOVERNMENT secondary schools are eligible. 
  • Minimum requirements for Mathematics, Bahasa Malaysia, and English: Minimum 60% and Grade B OR Minimum Band 4

Skim Sumbangan Bakti Bantuan Persekolahan (SBBS)  

  • The "Skim Sumbangan Bakti Bantuan Persekolahan" is a financial assistance program offered by Koperasi Tentera to its members to cover expenses related to the early school session. 
  • Application forms for this scheme are typically available in August of each year.
  • The scheme is available exclusively to members of Koperasi Tentera (KT). 
  • Requires membership tenure of at least four years. 
  • Only one application is allowed per couple (KT members). 
  • Membership must not be terminated during the application period. 
  • Applicants must have a basic salary/pension of RM5,000 or below. 
  • Minimum of 3 children attending primary/secondary school.